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Contact us as soon as possible. Each state has different statutes that only allow claims to be turned in or re-inspected within a certain time frame of the date of loss!
In A Nutshell:

Florida: Avon Park | Bonita Springs | Cape Coral | Delray Beach | Destin | Fort Myers | Jupiter | Naples | Pensacola | Port Charlotte | Punta Gorda | Sebring | South Florida | Tampa | West Palm Beach | Tallahassee | Weston